Everything you need to know
From understanding your options to moving in, explore simple guidance to help you take the next step.
Quick answers to common questions about buying and living in your home.
Not always. Some options, like shared ownership, can require a smaller deposit based on the share you’re buying. Visit Our Homes to see the minimum deposit amounts for each of our developments.
There are a few key criteria. You need to be at least 18, have a household income of less than £80,000 a year, and be unable to afford to buy a suitable home on the open market.
Your monthly costs will depend on the share you purchase, but you can expect to pay a mortgage, rent on the remaining share, and a service charge if applicable. OX Place commits to ensuring these combined costs are always less than privately renting an equivalent home.
You can decorate and put your own stamp on your home, but for larger works like a new kitchen or bathroom, you will need to check with Oxford City Council first.
Yes. Demand for affordable homes in Oxford is many times higher than the number available, so you should always be able to sell your share. The process is slightly more involved than selling an outright-owned home, but it is not a barrier.
It varies. The timeline depends on the type of home you want and how far along it is in construction. Once your application and affordability assessment are approved, you will need to appoint a solicitor and mortgage advisor before contracts can be exchanged. The OX Place team will keep you updated throughout.
Whether it’s about shared ownership or a specific home, we’re here to help. Take a look around or get in touch with the team.
Learn about our approach, explore Shared Ownership, and see how we’re creating homes for local people.
Oxford needs homes. Oxford City Council is building them. OX Place delivers high-quality, genuinely affordable homes.
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If owning a home feels out of reach, shared ownership could make it possible.
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